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Health and Dental Insurance Plan for Members

LIFE INSURANCE

  • $30,000 coverage to age 70, reduced by 50% age 70, terminates at 75.
  • $10,000 for each dependant.

EXTENDED HEALTH CARE

  • 100% Semi Private hospital coverage.
  • 80% coverage for all benefits under Extended Health Care including prescription drugs, private duty nursing, ambulance, medical services and supplies, paramedical benefits, out-of-country   coverage, eye exams.

DENTAL CARE

  • 2009 Fee Guide (for general practitioners) 80% coverage for basic preventative care & maintenance fillings, extractions, cleanings, x- rays, scaling, polishing, fluoride treatment.
  • 50% coverage for purchase of dentures.
  • $1,500 maximum per person per year.

PAY DIRECT DRUG CARD (MANUSCRIPT)

  • The Pay Direct Drug Card Program (Manuscript) allows you to submit your Health & Dental claims directly to Manulife Financial through Pharmacist’s or Dental Offices on-line computer system.  This means less money paid out-of-pocket when claiming because Manulife Financial will pay your Pharmacist or Dentist directly. 
  • You can file the rest of our claims for chiropractic, massage therapy, etc by using Manulife’s convenient online system and be reimbursed for  most other claims within about 5 business days.

APPLY TODAY

If you are not already a Member of the Group  Medical/Dental/ Life Insurance Plan call us  today of complete the benefit application located on the left of this screen and fax it to us.  Telephone: 416-747-5252 extension 24 or  1-866-779-3067.   Please note that a current Ontario Racing Commission (ORC) license is required for all insurances provided through the HBPA of Ontario.    More detailed coverage information is available upon request.